New businesses often need initial working capital, this is money required to help the business get going.

For established businesses it is a measure of both a company's efficiency and its short-term financial health. The working capital ratio is calculated as:
  

Positive working capital means that the company is able to pay off its short-term liabilities. Negative working capital means that a company currently is unable to meet its short-term liabilities with its current assets (cash, accounts receivable and inventory).

Also known as "net working capital", or the "working capital ratio".

How we can help

·         Preparation of business plans.

·         Advice on the best form of funding to suit your circumstances and requirements.

·         Advice on the most cost effective method of funding, not just in terms of interest charges and repayments, but taking into account the cost of taxation as well.

·         Assistance with making an appropriate presentation to your chosen bankers

·         Helping you to access sources of non-bank finance which we can introduce you to.

·         We can identify other services which may be relevant to your situation.

Our commitment to you

·         To provide a service that is tailor made to meet your requirements.

·         We will keep you informed as to the cost to you in our charges,

·         We will also inform you as to whether or not we have a remuneration arrangement for introductory payments to us by any of the third parties we introduce you to.

·         We will keep your best interests as our first concern.